stripping, CDs and LA LA
Wednesday, May 16th, 2007i got a call from S2BX this morning. we talked about stripping our bank accounts. we thought that we would have to meet with our banking representative, but turns out that we could just conference call each other. we did that this morning. we separated the two accounts that were created for me after i moved out to be independent standing accounts and no longer part of our joint accounts. our joint accounts will now revert back to being only a S2BX account. i’m going to have to make sure that my accounts are still maximizer accounts and that i STILL get a FREE safe deposit box! i’ve got my naturalization papers and my engagement ring to put in there for safe keeping. i never felt comfortable wearing that ring but he insisted since we had insured it.
it’s weird looking at this photo and knowing that is my hand with the ring on the finger, but YUP, those are my abercrombie yoga pants that i had hemmed too short and that’s the shape of my nail beds and the blue wall indicates that this is in the guest room ….
side note: it’s weird seeing my friend angeleeeeeeeeeeka with her solitaire and band every time i see her. i used to wear that. and i used to be part of the married people crowd. i really like that group — had i had a more active partner to enjoy it with. I LOVE BEING IN RELATIONSHIPS! is that a bad thing? I LOVE LOVING SOMEONE. is that bad too? I LOVE BEING LOVED. that can’t be bad.
i asked for info on Bank of America’s CDs letting my banker know that i wanted to put $$$$ into a year one and $$$ in for 6 months. the rates that she sent me were kinda low. 4.8somthing% for longer one and 4.1something% for the shorter one. the shorter one is risk free with no early withdrawal penalty. they add: 0.10 if you get both at the same time.
i sent it to my friend mike for his thoughts. he has done this type of stuff before.
i thought that i would at least get over 5.5%. i want 6%. see, i’m balancing the interest on this to offset the cost of my loft. or atleast to lower my over all cost. i want to stay here and i can’t move now. i’ve made friends with the neighbors, i like the people i live with and my life is just starting to slowly come together … i will move … perhaps in a year so i don’t go into shock.
i’ve been emailing back and forth with realtors this morning and someone from city planning. at least i can multi-task that way so two birds can be killed with one stone … i should place an ad for a head teacher and just collect resumes and look into starting the licensing procedure.
i feel like there are soooo many things that need to be done. i wish that there was an algorithm to follow, but the one that i have says to located a sight already before starting the licensing process. well, what if i get the location and licensing says that it’s a no go for that particular one??? arg!
anyhoooo, back to work. i’m leaving for LA manana. to beat the 2pm traffic.